??? ?????? ????? ????????, ??? ???? ??????-? ??????? ????

?????? ?????? : ????? ????????? ?????? ????? ????????, ?????? ????? ??????, ???? ?????? ???? ???????? ?? ??? ????? ??? ????????? ???? ????? ???? ???? ???? ???? ???????? ?????? ??? ???? ?????? ???????? ???? ???? ???? ?????? ???? ??? ?????? ?????? ??? ???? ????, ????? ??? Covid 19 ?????????? ?????? ?? ??? ??? ???? ?????? ???????? ?? ???? ??????, ?? ???? ?????? ??????? ????? ???? ?????? ????? ??????? ????? ????? UPI-?? ????? ??? ???? ??????? ???? ???? ?? ?? ??????? ???? ?? ???? ?? –

?? ????? ???? ???, UPI ?? ????????? ??????? ????????? (Unified Payment Interface) ??????? ???? ???? ??????? ??????? ???????????? ????? ?????? ????? ????? ??? ??? ??? ?????? ????? ???? ????? ???? ?? ??? ???? UPI ??????? ??? ???? ?????? ???, ??? ???? ??? ??????? ????????? ????? ???? NRCI-? ???????? ???????, ???????? ?? ???? ???? ??????? ?????? UPI ???? ?????????? ??? ???? ????? ?? ???? ??????? ?????????? ???? ?? ???? ??????? ??????????? ???? ?????? ???? ????? ?? ???? ???????? ???? ???? ???? ??? ???????? UPI-?? ????? ??????? ??? ????? ??????? ??? ?? ????? ?? ?????????? ??????

??? ?? UPI ??????? ???? ?? ?? ???????, ?? ???? ???????? ???? ?????? ??????? ?????????? ????? ???? ???? ???? ???, ?? ??????????? ??????? UPI-?? ?????? ?????? ????? ??? ??? ???????? UPI-?? ?????? ????? ???? ????, ?? ??? ???? ???? ??? ???????? ?????????? ????? ????? ?????????? ????? ?? ????? ?? ???? ??? ??????? ?????????? ?? ?? ???? ???? UPI ??????? ????? ??????? ???? ???? ? ???????? BHIM, NPCI-? ??? ????? ?????? ????? Paytm, PhonePe, Google Pay, Amazon Pay-? ??? ???????

???, ??? ????? ???, ?????? ??????? UPI ?????????????? ??? ????????? ????? ???? ???? ??? ??? ?????? ??? ????? ? ???? UPI ??????? ??????? ??????? ???, ???? ?????? ??????? ?????????? ????? ???? ???? ????? ??? ????? ???? ????? ??????? ????? ???? ???? ?’??? ?????????? ???????????? ???? ?????? ?????? ???? ???? ???? ????????? ???? ?? ????? ????? ???? ???? ??? ??? ?????? ????? ????? VPA ?? ????????? ??????? ????????? ??????? ??? ?????

???? ???? ??? BHIM ????? ??????? ??? ?? ???? UPI ??????? ??? ????, ??????? ???? ???? ????? (Google Play Store) ???? ?????? BHIM ????? ??????? ???? ???? ????? ????? ??????? ???? ???? ???? ???? ????? ?? ????? ??????? ????? ??????? ?????????? ????? ????? ???? ??????? ???? ???? ?’??? ??? ??????? ???? ????????? ??? ???? ???? ??????? ???? ???? ??????? ?????????? ????? ???? ???? ?’??? ???? UPI ??? ?? ????????? ???? ???, ??? ??? ????? ??????? ??? ??? ????? ? ?????????? ??? ???? ???? ???? ??????? ????? ???????????? ????????? ??? ????? ??? ????????? ?????? ??? ????? ???? ???????? ????????? ????? ???? ????? ???? ?’??? ?????? ???? ???? ?????? ?????

???? ???? ??? ???? ???? ?????? ???? ????? ???? VPA-? ???????? ???? IFSC ????? ??????? ? ??????? QR ????? ???????? ?? UPI ??????? ??? ???????? ? ???? ???? ??????? ?????? ???? ????? ????? ???? ???? ???? ???? ?????-????? ?? ??? ?????? ????????? ???? ????